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In the final step of your booking form we have the option to make the booking with or without insurance. That means that maybe you will pay a little bit more but if something happens to your or your friends you will have full refund even if you cancel the last minute. You can read the terms and policy form for all the situations that you can be insured. As an example, if there is a cancelation of your flight or your boat that brings you an Naxos, injuries or illness. For even more details read the terms and policy !